You're leaving 150,000+ points on the table every year. CardLift analyzes your real spending and shows exactly where your points are going wrong — and how to fix it.
Most people use one or two cards for everything. They earn 1x on groceries when they could earn 4x. They cash out points for gift cards worth a penny each when those same points could buy a $6,000 flight.
What travel consultants charge $2,000+ to figure out, CardLift does automatically.
Drop in your credit card statement PDF. CardLift reads your spending categories, merchants, and current rewards earned. No account linking — ever.
See your efficiency score out of 100. We show every purchase that earned suboptimal rewards and exactly how many points you left behind.
Get personalized card recommendations for your actual spend. Know which card to use at every store, every restaurant, every trip — and start earning the flights you want.
Answer a few quick questions about your spending habits. We'll show you the gap between what you earn now and what you could earn.
Based on average household spending of $5,200/month across dining, travel, groceries, and everyday purchases.
With 260,000 optimized points, these aren't dreams. They're bookings.
| Travel Consultant | CardLift | |
|---|---|---|
| Cost | $2,000 – $5,000 per session | Free to start |
| Turnaround | 1–2 weeks | 30 seconds |
| Data-driven | Relies on your memory of spending | Reads your actual statement |
| Updated recommendations | Static, one-time advice | Refreshes with every statement |
| Privacy | Shares data with a person | No account linking, ever |
Upload your credit card statement to see your Rewards Efficiency Score and discover how many points you're leaving on the table.